The only wallet that sees both real-world spending and cross-operator activity, enabling RG capabilities that don’t exist anywhere else.
Bankroll card rewards are earned exclusively on everyday purchases like groceries, gas, and coffee. Never on gambling. The system rewards responsibility, not risk. This is structural, not a setting.
Bankroll sits at the payment layer between users and every operator they use. No single operator, bank, or state registry has this view.
Real-time visibility into deposits across every connected platform.
Card transactions alongside gaming deposits in one unified view.
Loss-chasing, velocity changes, and ratio shifts detected across platforms.
Standard with every Bankroll wallet. No operator setup required.
One budget enforced across every connected operator. Decreases take effect immediately. Increases require a 24–72 hour cooling-off period.
Blocks deposits to all operators simultaneously with a single action. The card continues working for everyday purchases.
Real-time dashboard showing total deposits and withdrawals across every connected operator in one place.
Bankroll sees both card transactions and operator deposits. When the balance tips, it surfaces an early signal no single operator can detect.
Deposits minus withdrawals, per operator and in aggregate. A clear picture of where money is going.
Automated notifications when deposit frequency or amounts spike relative to the user’s established baseline.
Flags cross-platform patterns like rapid deposits to one operator immediately after a net-negative session on another.
Monthly summary of total deposited, withdrawn, net flow, operators used, and real-world vs. gaming spend ratio.
Rewards are earned on everyday purchases only. Never on gambling. This is a structural design choice, not a configurable setting.
Forward-looking capabilities that operators can opt into. Built to get ahead of where regulation is going, not react to where it’s been.
Prompt users to set a limit before their first deposit. Operator configures language and behavior.
Anonymized risk signals surfaced to operators when a user’s gaming-to-real-world spend ratio shifts significantly. No raw financial data shared. Operator decides the response.
Cross-platform deposit pattern flags sent directly to operators. Operator configures their own intervention response.
Five levels of response: awareness, nudge, friction, recommendation, and mandatory review. Operators choose which to activate and set thresholds. Bankroll provides the infrastructure.
Architecturally ready for cross-operator self-exclusion registries as they come online.
Anonymized aggregate reports for compliance filings, license renewals, and regulatory audits.
Operators using Bankroll are already aligned with current and emerging requirements.
| Requirement | Where It Stands | Bankroll |
|---|---|---|
| Self-exclusion programs | Required in all US gaming jurisdictions; national registries live in UK, Sweden, Denmark, Germany | Live |
| Deposit limit mechanisms | Required for online gaming in 29 US states; standard across EU | Live |
| Credit card deposit bans | 8 US states mandate; DraftKings & FanDuel voluntary bans; UK blanket ban since 2020 | Structural |
| Cross-operator self-exclusion | US NVSEP launching 2026; already live in UK, Sweden, Denmark, Germany | Live |
| Financial vulnerability checks | UK mandatory; US and EU emerging | Live |
| Pre-deposit limit prompts | UK mandatory; NCPG recommended for US operators | Live |
